Cypress Property and Casualty

Cypress Property and Casualty provides insurance coverage a plethora of different policy types. Technically, property and casualty insurance includes coverage that protects your businesses, homes, and cars from different types of losses. Typically, property insurance protects you, your business, your home and your vehicle from damage or property losses than can occur, while casualty insurance covers you and your assets from liability from damage or injury that occurs on or because of your property. Both types of insurance policies are equally as important as the other, because they protect you from the inevitable and unexpected.

Let’s take a look at the prominent types of insurance that Cypress Property and Casualty offer:

Auto Insurance

You are most likely already aware of what auto insurance does for you, as most automobile owners must maintain auto insurance. Auto insurance normally covers anyone licensed drivers who are on your policy and operate your vehicles if an accident occurs. You can select from different types of auto insurance policies, but you need to consider several things when you are making choices about your auto insurance.

Simple liability is what is normally mandated by the state that you live in. Just liability auto insurance will cover damage that you cause to someone else’s vehicle. Unfortunately, if you are found to be the person who is at fault for the accident, basic liability will not cover any damage that occurs to your vehicle. If you want coverage in case you are found at fault for an auto accident, you will want to think about purchasing a collision policy. Also included in most auto insurance policies is personal liability, in case someone is injured in an accident.

Homeowners Insurance

If you own a home, but are still paying the mortgage, your mortgage company most likely demands that you maintain a homeowners insurance policy. The reason for this is that  Florida homeowners insurance from covers the expenses that are incurred when damage occurs to a home. You can also protect your assets in case someone is injured on your property with homeowners insurance; therefore preventing lawsuits and any liens that could be placed on your property.

These are the two most prominent insurance policies that people purchase, but Cypress Property and Casualty also offers many other insurance policies, including, but not limited to:

  • Business owners insurance
  • Capital assets
  • Crime & Fidelity
  • Dwelling/Property
  • Electronic Commerce
  • Employment-related liability
  • Equipment
  • Farm
  • Financial
  • General liability
  • Florida Homeowners
  • Inland Marine
  • Management Protection
  • Medical-professional liability
  • Personal Liability
  • Property
  • Watercraft
  • Worker’s Comp

If you are interested in discussing any of the above insurance policies or obtaining more information about combining your current policies, Cypress Property and Casualty offers umbrella policies, as well as policies that combine both the property and liability coverage into one policy.